Heavy rain can wreak havoc on our homes. From flooded basements to leaky roofs, water damage is a real threat during rainy seasons.
However, there are steps you can take now to reduce the risk of water damage before the next heavy rainstorm hits.
How Can I Prepare My Home For Heavy Rainfall?
Clean the gutters and downspouts
Gutters and downspouts are essential components of your home’s drainage system. They help to direct rainwater away from the foundation to prevent it from being damaged.
If this drainage system is clogged with leaves, twigs and debris, they can’t do their job properly. This can lead to water overflowing from the gutters and causing damage to your home’s foundation, roof and walls. Consider cleaning them often and investing in gutter covers for added protection.
Also, downspouts should be extended to direct water away from the house’s foundation, and downspout drains should also be kept free of blockages.
Seal windows and doors
Window and door frames are common entry points for water during heavy rain. To reduce the risk of water damage inside your home, make sure you seal any gaps or cracks around your windows and doors with weather stripping or caulk. This will help keep water out and prevent leaks.
Check for Leaks and Cracks
Inspect your home for leaks and cracks that can allow rainwater to get inside. Common areas to check include the roof, windows, doors and the foundation. You may need the help of a professional to repair any leaks or cracks and prevent water from seeping into your home.
Inspect the roof
Your roof is the first line of defense against heavy rain. A leaky roof can cause significant water damage to your home’s interior and structure. So, inspect the roof regularly for any signs of damage. This includes ensuring shingles aren’t missing or damaged by cracks or holes. If you’ve found something concerning, contact a contractor to make repairs.
Install a Sump Pump
Heavy rainfalls can lead to neighbourhood flooding, mainly because of sewer backup. A sump pump is a device that can reduce the risk of a flooded basement or crawlspace by pumping water out of the sump basin and away from your home’s foundation.
If you live in an area with heavy rainfall, consider installing a sump pump in your basement.
For more information on how to prevent sewer backup, read our blog Who’s Responsible for Water Service Line and Sewer Pipe Repairs?
Store valuable items and important documents off the floor
In case of flooding, the basement floor could be covered with water. Therefore, it’s important to consider where you are storing valuable items and documents that could be damaged by water. Be sure to keep these items either in a spot that is elevated or in a water-proof container or bag. This will help protect your valuables from water infiltration.
Heavy rain can cause significant water damage to your home if it is not properly maintained. Almost half of property claims volume submitted by Allstate customers were related to water damage from 2019 to 2022.
Water damage can lead to costly repairs and even health hazards, due to mould and mildew. With heavier precipitation during spring, combined with snow thaw, investing time and resources on home maintenance can be a wise investment to protect your home’s value.
Contact an Allstate agent to get more information on how a good insurance policy can also help protect your home.
The information that appears on this page is provided to you for informational purposes only. The wording of the actual insurance contract prevails at all times. Please consult the insurance contract for complete descriptions of coverage and exclusions. Certain conditions, exclusions and restrictions may apply.