When Do Most Car Collisions Occur? [Quiz]

A question mark written in the dew on a car mirror

Do you know when most car collisions resulting in a claim occur in Canada? Do you know why most of them happen? Allstate Canada’s latest car collision data* is out, and some of these answers might surprise you. Think you know? Take a guess!

Want to skip the quiz? Go right to the answers:

  1. Which Month Has the Highest Number of Car Collisions in Canada?
  2. The Day of the Week When Most Car Collisions Happen is…
  3. What Time of Day do Most People Report Experiencing a Car Collision?
  4. Which Province Has the Highest Frequency of Car Collisions Per Insured Driver?
  5. What Does This Data Tell Us?

1. Which Month Has the Most Collisions in Canada?

It may surprise you that December usually has the highest number of vehicle collisions in Canada. With the transition from fall to winter, we often see snow, a drop in temperatures which brings icy road conditions, and fewer daylight hours which means the sun sets earlier. November is the second highest month for car collisions. January comes in third.

As drivers dust-off their winter driving skills, consider a quick refresher on safe winter driving habits.

2. The Day of the Week With the Most Car Accidents is…

While you might suspect the weekend would see the most collisions, our data reveals that Friday is actually the day of the week with the most car collisions – followed by Thursday.

3. What Time of the Day are Collisions Most Likely to Occur?

Our data indicates the afternoon (12pm to 6pm) is by far the most frequent time of the day for a collision, with almost 52% of collision-related claims stating that’s when the incident occurred. In a distant second place was the morning (6am to 12pm) at just under 25% of all collision-related claims and evenings (6pm to 12am) were third with just over 20%. Only 3.7% of claims come in at night (12am-6am).

4. Which Province Has the Highest Frequency of Collisions per Insured Driver?

Quebec has the highest reports of car collisions, followed by Alberta then Ontario.

5. What Does This Data Tell Us?

With the transition from fall to winter, being alert and driving safely is key. We recommend that Canadians start adjusting their driving habits early, before the approach of the winter months. A good first step is to install winter tires and scheduling an appointment with your mechanic to get your car ready for winter.

However, no matter how careful you are on the road, collisions can happen, and sometimes, incidents happen when you’re not even in the car! Choosing auto insurance with comprehensive coverage could save you a lot of headaches. To learn more visit www.allstate.ca to find an agent nearest you. 

*Allstate Insurance Company of Canada automotive claims information referenced above is based on the internal analysis of data from January 1, 2017 to August 23, 2022. 

This information and the opinions expressed in this blog are written by Capital-Image Inc., conducted on behalf of Allstate Canada. This blog has been provided for your convenience only and should not be construed as providing legal or insurance advice.