Is pet insurance important?

Veterinarian examining dog in clinic with its owners.

If you’re considering getting a pet or recently brought one home, the Good Hands Advice team has put this article together with information about how pet insurance can help you provide the best care possible for your furry family member.

Help take care of the one you love

Cats and dogs are popular and appreciated pets, but they can be unpredictable. And much like everyone else, they may need unexpected medical care throughout their lives.

Do you know the annual costs to take care of a cat or a dog? has put together a comprehensive chart showcasing potential expenses by animal type and age.

A veterinarian bill can quickly become costly for things like emergency surgery or even procedures such as blood and urine tests to diagnose your pet if they are suffering. But, if your pet has an accident or becomes ill, you’ll want to give them the best care while worrying less about the expense.

Lomsnes Veterinary Hospital reports that only 1.5% of pet owners in Canada have pet insurance. Meanwhile, in European countries like Great Britain (35%) or Sweden (80%), pet insurance is more common.

Fortunately, Allstate is helping pet parents prepare for unexpected veterinary expenses with Pets Plus Us pet insurance programs.

Pets Plus Us pet insurance programs

Pets Plus Us pet insurance programs offers flexible coverage options to address the needs of pet owners. Make the unexpected a little less stressful by getting coverage for medically necessary veterinary services to treat eligible injuries with an Accident coverage policy.

Looking for more coverage? You can opt for an Accident & Illness insurance policy, the most popular option. The Pets Plus Us ‘More’ and ‘Max’ policies provide all the benefits of an Accident policy with the addition of reimbursement for eligible Illness treatments – including consultation, examination, hospitalization, medication, or other specialized requests, such as surgery. The Pets Plus Us ‘More’ and ‘Max’ policies also include coverage for alternative therapies such as chiropractic, hydrotherapy or naturopathy, saving you even more.

For the most coverage available, consider a Wellness Care option. Policy holders may add Flex Care* to an Accident and Illness policy providing coverage for annual exams, vaccinations, dental care, other preventive services such as flea and tick treatment and even nail trimming.

Additional Support for Pet Parents

Pets Plus Us pet insurance policies include Blue Ribbon Benefits, providing members with a host of resources. These include access to an emergency hotline with qualified veterinary technicians, a pet poison control line, a pet concierge, and more.

You may also be able to access support to help you cope with a difficult diagnosis or if you’re mourning the loss of your companion.

Pet Insurance means peace of mind

Pet insurance can help you provide the best possible care for your pets. For more details about Pets Plus Us pet insurance programs, please visit our website.

We also invite you to read our blog to find relevant articles about pets, for example, how to keep your pet safe during the winter months and 5 items at home that are potentially dangerous for your pet.

You can also call us at 1-800-ALLSTATE for more details about insurance in general.

Disclaimer:*The information herein is summarized. All pet insurance plans have limitation and exclusions. Specific products, features, rates, and discounts may vary by province/territory, eligibility, and are subject to change. This advertisement is an outline only, the actual policy issued Terms and Conditions will prevail. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement.

© 2021 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec. Pets Plus Us Pet Insurance is available in all provinces and territories. Flex Care is available in all provinces and territories in Canada, excluding Quebec. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.
® Trademark owned by Allstate Insurance Company used under license by Allstate Insurance Company of Canada. ©2021 Allstate Insurance Company of Canada. Allstate Insurance Company of Canada is not the provider for this insurance.